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How Credit Rocket works

Credit Rocket is an industry-leading credit repair firm operating since
1989. Credit Rocket uses a proven process to help our clients work to repail
any inaccurate and unfair negative items—like late payments or collections—that
are wrongfully hurting their credit.

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How credit repair works?
Our core features
Meet our attorneys
Frequently asked questions »
What our clients are saying

How credit repair works

Credit repair is a multistep process that focuses on auditing your credit report and finding and disputing errors.
Here are the basic steps we take to repair your credit:

STEP 1

Credit report analysis

We obtain your credit reports and create a plan targeting the questionable negative items affecting you credit score.

STEP 2

Credit disputing

Our team will send the appropriate correspondence to dispute and challenge inaccurate negative items on your behalf.

STEP 3

Dispute escalating

For negative items requiring additional correspondence, we keep the process going and ensure your credit right are fairly represented.

STEP 4

Credit monitoring

Through the online portal and app, we offer 24/7 access to you credit score analyses’ and credit counseling solutions to help you reach your credit goals.

Our core features

No cost to start

Get started at no cost for 5-15 days and delve into your “Case Setup,” where together, we’ll match your questionable credit report LIES with just the right legal interventions and challenges.

Complete credit visibility

From your client dashboard, you can monitor progress being made on your case, activity on each of your three credit reports, and evaluate what factors are positively or negatively impacting your credit score.

Fight for your reputation

We direct tough questions to predatory lenders, greedy credit card issuers, and abusive debt collectors to legally challenge any information that is unfairly reported or cannot be substantiated.

Powerful legal support

Unlike other companies, we have a team of lawyers guiding our credit repair process. With the help of our experienced attorneys and paralegals, we help clients address unfair, inaccurate and unsubstantiated items on their credit.

Challenges to multiple credit bureaus

We strategically challenge inaccuracies and discrepancies on your reports with all three major credit bureaus, ensuring a thorough and comprehensive approach to credit repair.

Chat with experienced credit consultants

Our team is here to support you every step of the way. Our credit consultants can support you via web chat for any questions you might have about your credit, the status of your case or any changes to your accoun

Ready to get started?

When you engage Credit Rocket Firm, billing is straightforward.
Similar to an electric utility bill, we invoice at the end of each service period for completed work.

Start today for $0

Then $119.95 a month after

Meet our attorneys

Cary did exactly what he promised!!! I’m beyond grateful for his knowledge and expertise. He always made me feel calm and insured me he would take care of my messed up credit. He did just that! My score jumped 80 points in 2 months. I’m referring him to everyone I know. Thank you Cary for getting my credit back.

Joelie Piccolini Long Beach, CA

Cary works tirelessly, even on weekends to fix my credit. Mine jumped more than 60 points in two months, maybe it was less. He had the best communication and most competitive prices.

Larry Constello Riverside, CA

I referred several of my mortgage clients to Credit Rocket who did not previously qualify for a mortgage due to sub par mortgage. More than 95 per cent of them improved their scores with Cary's guidance and legal acumen.

Daniel Sutton Northridge, CA

It was easy and quick. I am recommending all my friends to use credit rocket if they are serious about improving their credit scores.

Sam French New Orleans, LA

Now I can buy a nice car and rent a wonderful apartment for my four year old daughter and me. None of this was possible before I met Cary.

Samantha Cohen Diehl, New Jersey

Frequently Asked Questions

Credit bureaus generally consider a good credit score to be anything above 650. Learn more about what makes a good credit score.

Credit bureaus typically consider anything below 580 to be a bad credit score. Learn more about bad credit.

Your FICO® Score is used in 90% of all lending decisions, but each of the three credit bureaus also has a customized credit score based on your credit information. Learn more about types of credit scores.

The main credit scores range from 300 – 850. Learn more about credit score ranges.

Our experienced lawyers and paralegals work to protect consumers’ credit rights and ensure that they have fair and accurate credit reports. We empower clients to take charge of their credit and achieve their financial goals.
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